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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,900 | $202,463-1.8% | $169,397+17.4% | $139,487+42.6% |
| Participation rate | 42.9% | 81.1%-38.3pp | 77.2%-34.3pp | 80.3%-37.5pp |
| Annual return | 12.76% | 532.64%-519.9pp | 406.23%-393.5pp | 373.84%-361.1pp |
| Employer contribution / active EE | $1,283 | $4,694-72.7% | $4,013-68.0% | $4,755-73.0% |
| Participant deferral / active EE | $4,369 | $6,941-37.1% | $6,223-29.8% | $6,713-34.9% |
| Admin fee / account holder | $1,710 | $10,726-84.1% | $9,017-81.0% | $11,407-85.0% |