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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,701 | $190,916-13.7% | $160,037+2.9% | $134,545+22.4% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.0%-28.0pp | 81.2%-31.2pp |
| Annual return | -9.73% | 552.79%-562.5pp | 408.95%-418.7pp | 418.37%-428.1pp |
| Employer contribution / active EE | $1,476 | $4,996-70.5% | $4,226-65.1% | $4,742-68.9% |
| Participant deferral / active EE | $5,071 | $6,925-26.8% | $6,184-18.0% | $6,401-20.8% |
| Admin fee / account holder | $1,527 | $10,497-85.4% | $8,716-82.5% | $11,431-86.6% |