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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,361 | $135,956-68.8% | $123,894-65.8% | $273,972-84.5% |
| Participation rate | 68.8% | 84.1%-15.3pp | 81.4%-12.7pp | 83.0%-14.3pp |
| Annual return | 8.54% | 56.63%-48.1pp | 47.52%-39.0pp | 41.46%-32.9pp |
| Employer contribution / active EE | $2,726 | $5,170-47.3% | $4,617-41.0% | $4,869-44.0% |
| Participant deferral / active EE | $4,631 | $6,343-27.0% | $5,984-22.6% | $5,287-12.4% |
| Admin fee / account holder | $4,818 | $9,817-50.9% | $8,357-42.4% | $10,133-52.5% |