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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,556 | $148,623-59.9% | $135,974-56.2% | $139,466-57.3% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 22.17% | 79.30%-57.1pp | 68.30%-46.1pp | 373.66%-351.5pp |
| Employer contribution / active EE | $3,307 | $5,246-37.0% | $4,859-31.9% | $4,754-30.4% |
| Participant deferral / active EE | $5,951 | $8,103-26.5% | $7,760-23.3% | $6,712-11.3% |
| Admin fee / account holder | $2,925 | $12,406-76.4% | $10,767-72.8% | $11,409-74.4% |