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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,525 | $138,102-70.7% | $125,381-67.7% | $134,532-69.9% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -17.30% | 750.73%-768.0pp | 572.31%-589.6pp | 418.27%-435.6pp |
| Employer contribution / active EE | $2,589 | $5,245-50.7% | $4,815-46.2% | $4,741-45.4% |
| Participant deferral / active EE | $4,597 | $7,801-41.1% | $7,448-38.3% | $6,401-28.2% |
| Admin fee / account holder | $5,456 | $11,568-52.8% | $10,007-45.5% | $11,429-52.3% |