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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,610 | $166,131-37.6% | $164,975-37.2% | $145,877-29.0% |
| Participation rate | 78.9% | 82.0%-3.1pp | 78.6%+0.3pp | 80.3%-1.4pp |
| Annual return | 11.27% | 100.37%-89.1pp | 70.12%-58.9pp | 551.28%-540.0pp |
| Employer contribution / active EE | $4,865 | $5,276-7.8% | $4,343+12.0% | $4,663+4.3% |
| Participant deferral / active EE | $12,907 | $6,962+85.4% | $6,033+113.9% | $6,691+92.9% |
| Admin fee / account holder | $3,171 | $16,648-81.0% | $12,688-75.0% | $13,402-76.3% |