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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,903 | $142,392-54.4% | $119,622-45.7% | $134,532-51.8% |
| Participation rate | 71.4% | 82.8%-11.4pp | 79.3%-7.8pp | 81.2%-9.8pp |
| Annual return | -16.42% | -12.46%-4.0pp | -14.98%-1.4pp | 418.27%-434.7pp |
| Employer contribution / active EE | $3,657 | $5,224-30.0% | $4,232-13.6% | $4,741-22.9% |
| Participant deferral / active EE | $8,225 | $6,467+27.2% | $5,601+46.9% | $6,401+28.5% |
| Admin fee / account holder | $2,529 | $13,593-81.4% | $10,328-75.5% | $11,429-77.9% |