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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,610 | $166,268-37.7% | $165,100-37.2% | $145,897-29.0% |
| Participation rate | 78.9% | 82.0%-3.1pp | 78.6%+0.3pp | 80.3%-1.4pp |
| Annual return | 11.27% | 100.52%-89.2pp | 70.21%-58.9pp | 552.29%-541.0pp |
| Employer contribution / active EE | $4,865 | $5,284-7.9% | $4,348+11.9% | $4,663+4.3% |
| Participant deferral / active EE | $12,907 | $6,964+85.3% | $6,035+113.9% | $6,689+92.9% |
| Admin fee / account holder | $3,171 | $16,659-81.0% | $12,696-75.0% | $13,390-76.3% |