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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,974 | $114,712-22.4% | $173,730-48.8% | $87,485+1.7% |
| Participation rate | 85.0% | 73.0%+12.0pp | 79.6%+5.4pp | 68.9%+16.1pp |
| Annual return | 24.32% | 20.18%+4.1pp | 19.96%+4.4pp | 26.06%-1.7pp |
| Employer contribution / active EE | $4,436 | $2,904+52.8% | $4,577-3.1% | $2,596+70.9% |
| Participant deferral / active EE | $8,546 | $4,642+84.1% | $6,326+35.1% | $4,274+100.0% |
| Admin fee / account holder | $9,738 | $10,210-4.6% | $17,523-44.4% | $7,775+25.2% |