Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,384 | $54,320+16.7% | $67,652-6.3% | $52,331+21.1% |
| Participation rate | 21.5% | 73.6%-52.1pp | 75.7%-54.2pp | 68.1%-46.6pp |
| Annual return | 0.06% | 6.81%-6.7pp | 6625.40%-6625.3pp | 4.54%-4.5pp |
| Employer contribution / active EE | $0 | $1,544-100.0% | $2,266-100.0% | $1,882-100.0% |
| Participant deferral / active EE | $878 | $2,950-70.3% | $3,560-75.3% | $3,022-71.0% |
| Admin fee / account holder | $591 | $527+12.3% | $4,821-87.7% | $5920% |