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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,727 | $167,362-92.4% | $143,799-91.1% | $134,532-90.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -30.44% | 0.47%-30.9pp | -0.04%-30.4pp | 418.27%-448.7pp |
| Employer contribution / active EE | $2,061 | $5,620-63.3% | $4,952-58.4% | $4,741-56.5% |
| Participant deferral / active EE | $7,981 | $6,447+23.8% | $5,638+41.5% | $6,401+24.7% |
| Admin fee / account holder | $446 | $18,094-97.5% | $14,677-97.0% | $11,429-96.1% |