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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,166 | $100,073-86.8% | $85,126-84.5% | $145,877-91.0% |
| Participation rate | 92.9% | 74.1%+18.8pp | 67.5%+25.3pp | 80.3%+12.6pp |
| Annual return | 9.84% | 84.11%-74.3pp | 66.63%-56.8pp | 551.28%-541.4pp |
| Employer contribution / active EE | $0 | $3,236-100.0% | $2,731-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,234 | $5,294-57.8% | $4,523-50.6% | $6,691-66.6% |
| Admin fee / account holder | $1,708 | $7,261-76.5% | $6,160-72.3% | $13,402-87.3% |