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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,601 | $93,117-89.7% | $77,096-87.5% | $134,532-92.9% |
| Participation rate | 57.1% | 74.5%-17.4pp | 67.9%-10.8pp | 81.2%-24.1pp |
| Annual return | -19.39% | 62.67%-82.1pp | 42.35%-61.7pp | 418.27%-437.7pp |
| Employer contribution / active EE | $0 | $3,420-100.0% | $2,814-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,653 | $5,241-68.5% | $4,429-62.7% | $6,401-74.2% |
| Admin fee / account holder | $1,884 | $6,948-72.9% | $5,428-65.3% | $11,429-83.5% |