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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,527 | $209,874-14.5% | $189,537-5.3% | $167,536+7.2% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 16.65% | 748.61%-732.0pp | 555.34%-538.7pp | 478.82%-462.2pp |
| Employer contribution / active EE | $15,101 | $6,913+118.4% | $6,161+145.1% | $4,839+212.1% |
| Participant deferral / active EE | $13,000 | $8,934+45.5% | $8,220+58.2% | $6,342+105.0% |
| Admin fee / account holder | $5,107 | $14,299-64.3% | $12,048-57.6% | $12,315-58.5% |