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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,071 | $82,630-70.9% | $64,105-62.5% | $125,388-80.8% |
| Participation rate | 37.5% | 75.9%-38.4pp | 68.2%-30.7pp | 83.2%-45.7pp |
| Annual return | 5.43% | 1489.72%-1484.3pp | 791.24%-785.8pp | 282.24%-276.8pp |
| Employer contribution / active EE | $482 | $2,671-82.0% | $1,820-73.5% | $4,866-90.1% |
| Participant deferral / active EE | $1,015 | $3,608-71.9% | $2,822-64.0% | $5,352-81.0% |
| Admin fee / account holder | $1,879 | $6,382-70.6% | $4,499-58.2% | $9,541-80.3% |