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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,140 | $127,386-29.2% | $115,037-21.6% | $125,388-28.1% |
| Participation rate | 95.2% | 84.2%+11.1pp | 81.4%+13.9pp | 83.2%+12.0pp |
| Annual return | -4.63% | 31.28%-35.9pp | 26.14%-30.8pp | 282.24%-286.9pp |
| Employer contribution / active EE | $1,690 | $5,166-67.3% | $4,608-63.3% | $4,866-65.3% |
| Participant deferral / active EE | $3,407 | $6,423-47.0% | $6,026-43.5% | $5,352-36.3% |
| Admin fee / account holder | $1,086 | $9,516-88.6% | $8,175-86.7% | $9,541-88.6% |