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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,936 | $71,230-18.7% | $93,727-38.2% | $80,959-28.4% |
| Participation rate | 57.1% | 60.4%-3.3pp | 68.7%-11.6pp | 67.7%-10.5pp |
| Annual return | 11.59% | 11.26%+0.3pp | 133.83%-122.2pp | 35.67%-24.1pp |
| Employer contribution / active EE | $1,078 | $1,565-31.1% | $2,421-55.5% | $2,757-60.9% |
| Participant deferral / active EE | $2,194 | $4,037-45.7% | $4,417-50.3% | $4,300-49.0% |
| Admin fee / account holder | $2,189 | $6,961-68.6% | $8,292-73.6% | $6,925-68.4% |