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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,983 | $150,446-68.8% | $136,297-65.5% | $147,585-68.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.99% | 1049.14%-1030.2pp | 5156.19%-5137.2pp | 578.58%-559.6pp |
| Employer contribution / active EE | $3,188 | $5,256-39.3% | $4,696-32.1% | $4,876-34.6% |
| Participant deferral / active EE | $7,730 | $6,631+16.6% | $6,247+23.7% | $5,439+42.1% |
| Admin fee / account holder | $23,535 | $10,906+115.8% | $9,244+154.6% | $10,886+116.2% |