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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,730 | $135,956-78.1% | $123,894-76.0% | $273,972-89.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 7.27% | 56.63%-49.4pp | 47.52%-40.2pp | 41.46%-34.2pp |
| Employer contribution / active EE | $3,834 | $5,170-25.8% | $4,617-17.0% | $4,869-21.3% |
| Participant deferral / active EE | $8,368 | $6,343+31.9% | $5,984+39.8% | $5,287+58.3% |
| Admin fee / account holder | $1,380 | $9,817-85.9% | $8,357-83.5% | $10,133-86.4% |