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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,429 | $88,754+80.8% | $81,820+96.1% | $145,877+10.0% |
| Participation rate | 42.9% | 75.1%-32.2pp | 72.4%-29.5pp | 80.3%-37.4pp |
| Annual return | 9.99% | 1031.77%-1021.8pp | 777.93%-767.9pp | 551.28%-541.3pp |
| Employer contribution / active EE | $0 | $3,085-100.0% | $2,915-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $10,929 | $4,648+135.1% | $4,323+152.8% | $6,691+63.3% |
| Admin fee / account holder | $1,814 | $8,424-78.5% | $7,391-75.5% | $13,402-86.5% |