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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,908 | $96,691+127.4% | $86,656+153.8% | $139,487+57.7% |
| Participation rate | 42.9% | 74.4%-31.6pp | 71.7%-28.8pp | 80.3%-37.5pp |
| Annual return | 15.51% | 106.87%-91.4pp | 593.09%-577.6pp | 373.84%-358.3pp |
| Employer contribution / active EE | $464 | $3,267-85.8% | $3,025-84.7% | $4,755-90.2% |
| Participant deferral / active EE | $10,714 | $4,838+121.5% | $4,439+141.4% | $6,713+59.6% |
| Admin fee / account holder | $1,987 | $6,414-69.0% | $5,619-64.6% | $11,407-82.6% |