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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,773 | $82,674-83.3% | $125,358-89.0% | $68,498-79.9% |
| Participation rate | 100.0% | 75.0%+25.0pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | 1334.74% | -5.97%+1340.7pp | 572.03%+762.7pp | -7.84%+1342.6pp |
| Employer contribution / active EE | $3,289 | $3,381-2.7% | $4,814-31.7% | $2,596+26.7% |
| Participant deferral / active EE | $4,526 | $6,111-25.9% | $7,447-39.2% | $4,027+12.4% |
| Admin fee / account holder | $3,195 | $6,276-49.1% | $10,007-68.1% | $5,403-40.9% |