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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,769 | $71,878-93.4% | $86,698-94.5% | $68,486-93.0% |
| Participation rate | 95.2% | 72.2%+23.0pp | 76.6%+18.6pp | 67.9%+27.3pp |
| Annual return | -20.98% | 3.53%-24.5pp | 35.95%-56.9pp | -7.85%-13.1pp |
| Employer contribution / active EE | $1,880 | $2,173-13.5% | $2,837-33.7% | $2,597-27.6% |
| Participant deferral / active EE | $2,398 | $3,779-36.5% | $4,656-48.5% | $4,028-40.5% |
| Admin fee / account holder | $974 | $6,113-84.1% | $7,493-87.0% | $5,404-82.0% |