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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,623 | $180,462-41.5% | $154,111-31.5% | $135,379-22.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -14.98% | 888.17%-903.1pp | 735.18%-750.2pp | 519.79%-534.8pp |
| Employer contribution / active EE | $18,664 | $6,036+209.2% | $5,298+252.3% | $4,779+290.5% |
| Participant deferral / active EE | $11,303 | $5,806+94.7% | $5,081+122.5% | $5,609+101.5% |
| Admin fee / account holder | $1,108 | $16,145-93.1% | $13,411-91.7% | $10,828-89.8% |