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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,716 | $157,276-83.6% | $141,177-81.8% | $152,885-83.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 18.20% | 64.33%-46.1pp | 71.40%-53.2pp | 345.39%-327.2pp |
| Employer contribution / active EE | $21,631 | $5,262+311.1% | $4,736+356.8% | $4,763+354.1% |
| Participant deferral / active EE | $15,286 | $7,110+115.0% | $6,710+127.8% | $5,851+161.3% |
| Admin fee / account holder | $947 | $12,123-92.2% | $10,263-90.8% | $11,598-91.8% |