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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,719 | $202,342-8.2% | $172,752+7.5% | $152,897+21.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.85% | 1029.83%-1008.0pp | 802.97%-781.1pp | 345.43%-323.6pp |
| Employer contribution / active EE | $12,398 | $5,858+111.6% | $5,144+141.0% | $4,764+160.3% |
| Participant deferral / active EE | $15,904 | $5,948+167.4% | $5,198+206.0% | $5,851+171.8% |
| Admin fee / account holder | $2,714 | $17,111-84.1% | $13,955-80.6% | $11,599-76.6% |