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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,454 | $180,459-34.9% | $154,108-23.8% | $135,380-13.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | 10.69% | 888.21%-877.5pp | 735.21%-724.5pp | 519.81%-509.1pp |
| Employer contribution / active EE | $11,335 | $6,035+87.8% | $5,298+114.0% | $4,779+137.2% |
| Participant deferral / active EE | $11,296 | $5,806+94.5% | $5,081+122.3% | $5,609+101.4% |
| Admin fee / account holder | $598 | $16,145-96.3% | $13,411-95.5% | $10,828-94.5% |