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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,873 | $110,410-45.8% | $102,437-41.6% | $145,897-59.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.54% | 24.85%-12.3pp | 24.95%-12.4pp | 552.29%-539.7pp |
| Employer contribution / active EE | $8,433 | $4,217+100.0% | $3,871+117.9% | $4,663+80.9% |
| Participant deferral / active EE | $7,716 | $5,622+37.3% | $5,060+52.5% | $6,689+15.4% |
| Admin fee / account holder | $535 | $9,745-94.5% | $8,388-93.6% | $13,390-96.0% |