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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,601 | $97,759-18.6% | $83,849-5.1% | $135,377-41.2% |
| Participation rate | 62.5% | 79.9%-17.4pp | 76.1%-13.6pp | 82.6%-20.1pp |
| Annual return | -4.77% | 1287.41%-1292.2pp | 850.91%-855.7pp | 519.75%-524.5pp |
| Employer contribution / active EE | $7,379 | $4,222+74.8% | $3,631+103.2% | $4,779+54.4% |
| Participant deferral / active EE | $4,721 | $4,682+0.8% | $4,082+15.7% | $5,609-15.8% |
| Admin fee / account holder | $67,230 | $6,674+907.3% | $5,478+1127.2% | $10,828+520.9% |