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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,974 | $148,623-61.7% | $135,974-58.1% | $139,466-59.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.79% | 79.30%-61.5pp | 68.30%-50.5pp | 373.66%-355.9pp |
| Employer contribution / active EE | $3,345 | $5,246-36.2% | $4,859-31.2% | $4,754-29.6% |
| Participant deferral / active EE | $4,181 | $8,103-48.4% | $7,760-46.1% | $6,712-37.7% |
| Admin fee / account holder | $2,784 | $12,406-77.6% | $10,767-74.1% | $11,409-75.6% |