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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,807 | $138,076-77.0% | $123,553-74.3% | $135,380-76.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.54% | 153.70%-163.2pp | 119.21%-128.7pp | 519.81%-529.3pp |
| Employer contribution / active EE | $1,797 | $5,152-65.1% | $4,628-61.2% | $4,779-62.4% |
| Participant deferral / active EE | $2,239 | $6,800-67.1% | $6,426-65.2% | $5,609-60.1% |
| Admin fee / account holder | $1,388 | $10,917-87.3% | $9,284-85.1% | $10,828-87.2% |