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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,469 | $63,346+30.2% | $92,240-10.6% | $70,126+17.6% |
| Participation rate | 62.2% | 68.7%-6.4pp | 76.5%-14.3pp | 69.5%-7.3pp |
| Annual return | 12.95% | 530.19%-517.2pp | 176.29%-163.3pp | 73.15%-60.2pp |
| Employer contribution / active EE | $2,079 | $2,471-15.9% | $3,680-43.5% | $2,343-11.3% |
| Participant deferral / active EE | $4,858 | $2,854+70.2% | $3,897+24.7% | $3,332+45.8% |
| Admin fee / account holder | $7,823 | $3,841+103.7% | $5,194+50.6% | $4,645+68.4% |