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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,429 | $138,114-78.7% | $125,391-76.5% | $134,545-78.1% |
| Participation rate | 82.4% | 84.5%-2.1pp | 82.4%0pp | 81.2%+1.1pp |
| Annual return | -18.66% | 750.88%-769.5pp | 572.41%-591.1pp | 418.37%-437.0pp |
| Employer contribution / active EE | $1,531 | $5,246-70.8% | $4,816-68.2% | $4,742-67.7% |
| Participant deferral / active EE | $5,168 | $7,801-33.7% | $7,448-30.6% | $6,401-19.3% |
| Admin fee / account holder | $1,290 | $11,570-88.9% | $10,009-87.1% | $11,431-88.7% |