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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,124 | $138,076-82.5% | $123,553-80.5% | $135,380-82.2% |
| Participation rate | 63.6% | 84.7%-21.1pp | 82.3%-18.7pp | 82.6%-19.0pp |
| Annual return | -7.90% | 153.70%-161.6pp | 119.21%-127.1pp | 519.81%-527.7pp |
| Employer contribution / active EE | $1,040 | $5,152-79.8% | $4,628-77.5% | $4,779-78.2% |
| Participant deferral / active EE | $4,837 | $6,800-28.9% | $6,426-24.7% | $5,609-13.8% |
| Admin fee / account holder | $13,089 | $10,917+19.9% | $9,284+41.0% | $10,828+20.9% |