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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,534 | $106,247+40.7% | $96,515+54.9% | $139,466+7.2% |
| Participation rate | 85.7% | 77.8%+7.9pp | 74.3%+11.4pp | 80.3%+5.4pp |
| Annual return | 15.50% | 38.47%-23.0pp | 35.73%-20.2pp | 373.66%-358.2pp |
| Employer contribution / active EE | $5,311 | $4,106+29.4% | $3,740+42.0% | $4,754+11.7% |
| Participant deferral / active EE | $10,335 | $5,456+89.4% | $4,880+111.8% | $6,712+54.0% |
| Admin fee / account holder | $5,629 | $7,885-28.6% | $6,735-16.4% | $11,409-50.7% |