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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,650 | $133,998+13.9% | $112,263+36.0% | $134,545+13.5% |
| Participation rate | 60.0% | 78.6%-18.6pp | 75.1%-15.1pp | 81.2%-21.2pp |
| Annual return | -19.24% | 47.17%-66.4pp | 27.49%-46.7pp | 418.37%-437.6pp |
| Employer contribution / active EE | $2,720 | $4,040-32.7% | $3,636-25.2% | $4,742-42.6% |
| Participant deferral / active EE | $6,086 | $5,292+15.0% | $4,729+28.7% | $6,401-4.9% |
| Admin fee / account holder | $10,714 | $7,493+43.0% | $6,410+67.1% | $11,431-6.3% |