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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,117 | $67,352-76.1% | $60,899-73.5% | $134,509-88.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.1%+26.9pp | 81.2%+18.8pp |
| Annual return | -24.84% | 49.99%-74.8pp | 16.92%-41.8pp | 418.13%-443.0pp |
| Employer contribution / active EE | $1,314 | $3,098-57.6% | $2,702-51.4% | $4,741-72.3% |
| Participant deferral / active EE | $2,716 | $4,539-40.2% | $3,817-28.9% | $6,400-57.6% |
| Admin fee / account holder | $312 | $4,585-93.2% | $3,225-90.3% | $11,427-97.3% |