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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,990 | $106,267+10.1% | $96,520+21.2% | $139,456-16.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 17.57% | 38.45%-20.9pp | 35.72%-18.1pp | 373.45%-355.9pp |
| Employer contribution / active EE | $8,654 | $4,105+110.8% | $3,739+131.5% | $4,753+82.1% |
| Participant deferral / active EE | $8,148 | $5,454+49.4% | $4,879+67.0% | $6,711+21.4% |
| Admin fee / account holder | $2,239 | $7,882-71.6% | $6,733-66.8% | $11,407-80.4% |