Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,351 | $82,133-75.2% | $147,318-86.2% | $64,097-68.3% |
| Participation rate | 59.1% | 62.3%-3.2pp | 82.1%-23.0pp | 55.2%+3.9pp |
| Annual return | 21.01% | 78.78%-57.8pp | 70.43%-49.4pp | 34.64%-13.6pp |
| Employer contribution / active EE | $1,476 | $2,872-48.6% | $4,593-67.9% | $1,891-22.0% |
| Participant deferral / active EE | $2,474 | $5,407-54.2% | $7,906-68.7% | $3,080-19.7% |
| Admin fee / account holder | $1,058 | $3,730-71.6% | $13,708-92.3% | $3,454-69.4% |