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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,218 | $165,399-20.1% | $149,745-11.7% | $158,982-16.8% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 24.62% | 348.34%-323.7pp | 276.72%-252.1pp | 302.99%-278.4pp |
| Employer contribution / active EE | $2,483 | $5,105-51.4% | $4,646-46.6% | $4,763-47.9% |
| Participant deferral / active EE | $8,137 | $7,183+13.3% | $6,843+18.9% | $5,983+36.0% |
| Admin fee / account holder | $5,721 | $10,811-47.1% | $9,312-38.6% | $11,252-49.2% |