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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,218 | $165,351-20.0% | $149,710-11.7% | $158,931-16.8% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 24.62% | 348.19%-323.6pp | 276.63%-252.0pp | 302.86%-278.2pp |
| Employer contribution / active EE | $2,483 | $5,103-51.3% | $4,645-46.5% | $4,761-47.9% |
| Participant deferral / active EE | $8,137 | $7,181+13.3% | $6,842+18.9% | $5,982+36.0% |
| Admin fee / account holder | $5,721 | $10,807-47.1% | $9,309-38.5% | $11,247-49.1% |