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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,018 | $142,361-0.9% | $119,608+17.9% | $134,509+4.8% |
| Participation rate | 66.7% | 82.8%-16.2pp | 79.3%-12.6pp | 81.2%-14.6pp |
| Annual return | -16.15% | -12.46%-3.7pp | -14.98%-1.2pp | 418.13%-434.3pp |
| Employer contribution / active EE | $7,713 | $5,224+47.7% | $4,232+82.2% | $4,741+62.7% |
| Participant deferral / active EE | $13,979 | $6,468+116.1% | $5,601+149.6% | $6,400+118.4% |
| Admin fee / account holder | $26,905 | $13,588+98.0% | $10,326+160.6% | $11,427+135.5% |