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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,276 | $138,072-83.9% | $123,549-82.0% | $135,382-83.5% |
| Participation rate | 72.7% | 84.7%-12.0pp | 82.3%-9.6pp | 82.6%-9.9pp |
| Annual return | -8.98% | 153.69%-162.7pp | 119.20%-128.2pp | 519.77%-528.8pp |
| Employer contribution / active EE | $5,171 | $5,152+0.4% | $4,628+11.7% | $4,779+8.2% |
| Participant deferral / active EE | $8,583 | $6,799+26.2% | $6,426+33.6% | $5,609+53.0% |
| Admin fee / account holder | $1,750 | $10,917-84.0% | $9,284-81.2% | $10,829-83.8% |