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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,029 | $209,422-33.6% | $178,503-22.1% | $158,982-12.6% |
| Participation rate | 58.8% | 86.4%-27.5pp | 81.9%-23.1pp | 82.0%-23.1pp |
| Annual return | 16.97% | 188.81%-171.8pp | 151.12%-134.2pp | 302.99%-286.0pp |
| Employer contribution / active EE | $2,616 | $5,707-54.2% | $5,011-47.8% | $4,763-45.1% |
| Participant deferral / active EE | $6,716 | $5,955+12.8% | $5,202+29.1% | $5,983+12.2% |
| Admin fee / account holder | $1,164 | $17,079-93.2% | $13,987-91.7% | $11,252-89.7% |