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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,437 | $202,342-46.4% | $172,752-37.2% | $152,897-29.1% |
| Participation rate | 62.5% | 87.1%-24.6pp | 82.6%-20.1pp | 82.5%-20.0pp |
| Annual return | 20.83% | 1029.83%-1009.0pp | 802.97%-782.1pp | 345.43%-324.6pp |
| Employer contribution / active EE | $2,906 | $5,858-50.4% | $5,144-43.5% | $4,764-39.0% |
| Participant deferral / active EE | $7,418 | $5,948+24.7% | $5,198+42.7% | $5,851+26.8% |
| Admin fee / account holder | $13,479 | $17,111-21.2% | $13,955-3.4% | $11,599+16.2% |