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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,163 | $176,077-76.1% | $159,455-73.6% | $167,518-74.8% |
| Participation rate | 55.6% | 84.9%-29.4pp | 82.8%-27.3pp | 82.1%-26.6pp |
| Annual return | 16.27% | 331.83%-315.6pp | 263.63%-247.4pp | 478.71%-462.4pp |
| Employer contribution / active EE | $1,018 | $5,298-80.8% | $4,830-78.9% | $4,838-79.0% |
| Participant deferral / active EE | $5,906 | $7,751-23.8% | $7,353-19.7% | $6,342-6.9% |
| Admin fee / account holder | $3,111 | $12,556-75.2% | $10,800-71.2% | $12,312-74.7% |