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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,958 | $201,264+127.5% | $184,185+148.6% | $145,978+213.7% |
| Participation rate | 75.0% | 87.5%-12.5pp | 86.8%-11.8pp | 80.3%-5.3pp |
| Annual return | 10.84% | 29.00%-18.2pp | 28.81%-18.0pp | 550.52%-539.7pp |
| Employer contribution / active EE | $12,801 | $7,021+82.3% | $6,426+99.2% | $4,662+174.6% |
| Participant deferral / active EE | $7,039 | $9,806-28.2% | $9,132-22.9% | $6,690+5.2% |
| Admin fee / account holder | $34,924 | $16,376+113.3% | $13,909+151.1% | $13,400+160.6% |