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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,468 | $60,139-19.4% | $90,461-46.4% | $79,856-39.3% |
| Participation rate | 62.5% | 65.0%-2.5pp | 72.7%-10.2pp | 69.6%-7.1pp |
| Annual return | 11.76% | 71.96%-60.2pp | 1294.76%-1283.0pp | 31.71%-20.0pp |
| Employer contribution / active EE | $2,848 | $2,069+37.7% | $3,264-12.7% | $2,471+15.2% |
| Participant deferral / active EE | $4,802 | $2,939+63.4% | $3,964+21.1% | $3,741+28.4% |
| Admin fee / account holder | $2,829 | $3,978-28.9% | $5,617-49.6% | $5,306-46.7% |