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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,636 | $39,534-52.9% | $46,225-59.7% | $62,881-70.4% |
| Participation rate | 40.6% | 74.6%-33.9pp | 79.5%-38.9pp | 69.3%-28.7pp |
| Annual return | 9.48% | 8.93%+0.6pp | 7.57%+1.9pp | 20.14%-10.7pp |
| Employer contribution / active EE | $1,057 | $2,646-60.1% | $3,424-69.1% | $2,281-53.7% |
| Participant deferral / active EE | $2,142 | $2,681-20.1% | $3,776-43.3% | $3,203-33.1% |
| Admin fee / account holder | $3,519 | $2,464+42.8% | $3,5190% | $4,296-18.1% |