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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,203 | $110,337-55.4% | $102,383-51.9% | $145,877-66.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 16.37% | 24.83%-8.5pp | 24.94%-8.6pp | 551.28%-534.9pp |
| Employer contribution / active EE | $1,748 | $4,216-58.5% | $3,870-54.8% | $4,663-62.5% |
| Participant deferral / active EE | $2,878 | $5,621-48.8% | $5,060-43.1% | $6,691-57.0% |
| Admin fee / account holder | $5,337 | $9,750-45.3% | $8,391-36.4% | $13,402-60.2% |