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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,281 | $107,368-77.4% | $92,915-73.9% | $152,909-84.1% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 20.04% | 145.64%-125.6pp | 109.45%-89.4pp | 345.46%-325.4pp |
| Employer contribution / active EE | $3,002 | $4,222-28.9% | $3,653-17.8% | $4,764-37.0% |
| Participant deferral / active EE | $2,503 | $4,848-48.4% | $4,238-40.9% | $5,851-57.2% |
| Admin fee / account holder | $357 | $7,082-95.0% | $5,796-93.8% | $11,601-96.9% |